Calculators & tools

Run your own numbers before you talk to anyone. These are estimates to help you think — your lender, title company, and Baylee will give you real figures.

Mortgage payment

Estimate your monthly payment including taxes and insurance.

Estimated monthly payment
Loan amount
Principal & interest
Taxes
Insurance

Doesn't include PMI, HOA dues, or closing costs. Rates and taxes vary — your lender will confirm.

What can I afford?

Start from the monthly payment you're comfortable with and work backward to a price.

Estimated home price you could afford
Loan amount

A rough guide only. Lenders also look at your debt-to-income ratio, credit, and reserves. Get pre-approved before you shop.

Seller net sheet

Estimate what you'd actually walk away with after the sale.

Estimated proceeds
Mortgage payoff
Commission
Closing costs
Other

Commissions are negotiable and not set by law. Actual closing costs, prorations, and payoff figures come from your title company and lender. Ask Baylee for a real market analysis.

Should I fix it before selling?

Check what applies to your house. Some of these are worth doing before you list. Some aren't. Send the list to Baylee and she'll tell you which is which — this is exactly the kind of call her renovation background is for.

Your list

    Some of these may be worth doing. Some may not. Send it to Baylee for a second opinion before you spend anything.

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